Funding Solutions

Capital Structured Around Your Business


Our Products

Four Ways We Fund Your Growth

Working Capital

Working Capital Loans

Every business has cycles — peak seasons, slow months, unexpected expenses. Working capital loans from King Estate Capital give you the liquidity to manage those cycles without sacrificing long-term strategy.

Whether you need to cover payroll, restock inventory, fund a marketing push, or bridge a gap between receivables, our working capital loans provide fast, flexible access to funds.

  • Funding from $10,000 to $500,000
  • Terms from 3 to 24 months
  • Decisions in 24–48 hours
  • Minimal documentation required
  • No collateral for qualifying amounts
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Revenue-Based

Revenue-Based Financing

Not every business benefits from a fixed monthly payment. Revenue-based financing aligns your repayment with your performance — when business is strong, you pay more; during slower periods, you pay less.

We purchase a portion of your future revenues at a fixed rate, providing capital now in exchange for a percentage of daily or weekly revenue until the agreed amount is repaid.

  • Funding from $25,000 to $2,000,000
  • Repayment scales with your revenue
  • No fixed monthly payment pressure
  • Based on revenue, not credit score alone
  • Ideal for seasonal and high-volume businesses
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Equipment

Equipment Financing

Your business may depend on specific equipment to operate or grow. Equipment financing lets you acquire the assets you need — machinery, vehicles, technology, or specialized tools — without depleting your working capital reserves.

The equipment itself serves as collateral, making approval accessible even for businesses building their credit profile.

  • Finance up to 100% of equipment cost
  • Terms from 12 to 72 months
  • New and used equipment eligible
  • Preserve your operating cash flow
  • Potential tax advantages (consult your advisor)
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General Funding

Business Funding

Sometimes a business needs capital for growth initiatives that don't fit neatly into a single category — expanding to a new location, launching a product line, or making a strategic acquisition.

Our business funding product is our most flexible offering, designed for ambitious entrepreneurs who have a clear vision and need a capital partner willing to match their ambition.

  • Use of funds unrestricted
  • Structures tailored to your project
  • Funding from $50,000 to $2,000,000+
  • Direct relationship with decision-makers
  • Guidance on optimal structure available
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Who Qualifies

Eligibility at a Glance

Basic Requirements

  • Business operating for at least 6 months
  • Monthly revenue of $10,000 or more
  • Active business bank account
  • U.S.-based business entity
  • Owner or authorized officer available to sign

What You'll Need

  • 3–6 months of business bank statements
  • Government-issued ID (owner/principal)
  • Basic business information (EIN, entity type)
  • Voided business check (for funding disbursement)
  • Business tax returns (for larger amounts)

Common Questions

Frequently Asked Questions

How quickly can I receive funding?

Most qualified applicants receive a decision within 24 hours of submitting a complete application. Funding is typically disbursed within 24–48 hours of approval and signed agreement.

Do you check personal credit?

We conduct a soft credit inquiry as part of our review process. However, credit score is only one of many factors — we place significant weight on your business's revenue performance and cash flow patterns.

Are there prepayment penalties?

Prepayment terms vary by product and agreement. We're transparent about all terms upfront — ask your funding advisor about prepayment provisions before signing.

Can I apply if I've been declined elsewhere?

Absolutely. We evaluate applications independently. Our underwriting focuses on revenue and business health, not just the metrics that traditional lenders prioritize.

Is collateral required?

Collateral requirements depend on the product and funding amount. Many of our working capital and revenue-based products do not require physical collateral. Equipment financing uses the equipment itself as security.

How large a funding amount can I receive?

We fund from $10,000 to $2,000,000+ depending on your business's revenue, time in operation, and the specific product. Contact us to discuss your specific situation.


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The Right Funding Product Is Waiting for Your Business

Submit your application and a King Estate Capital advisor will help determine which product is the best fit.

Start Your Application